Jonathan Hall, Legal & Regulatory Executive at AILO, highlights a current European regulatory development that has significant implications for unit-linked product providers and advisers. The design and distribution of financial service products have been a focus for the EU Commission for many years. Following lengthy consultation, the Commission has recently published proposals in its Retail Investment Package to harmonise and strengthen the regulations for retail investors. The Commission's aims are laudable: "to ensure that retail investors receive the same treatment and protectio...
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