Cologne-based Monega Kapitalanlagegesellschaft (KAG) mbH has expanded its range of partner funds and launched Guliver Demographie Sicherheit.
The global mixed fund, which is advised by demography expert Guido Lingnau, uses the major demographic trends in selected countries and industries as the basis for the selection of its investments. The fund invests primarily in fixed-income securities with a high credit rating as well as in bond funds, stocks, equity funds, precious metals and commodities.
"The strategy of Guliver Demographie Sicherheit is particularly suitable for conservative, long-term oriented investors who want to participate in the megatrends of the capital markets", said Bernhard Fünger, managing director of Monega KAG.
"Demographic developments worldwide will have a drastic impact on society, the economy and the financial world - investors can benefit from this with the new fund," said Fünger.
The goal of the Guliver Demographie Sicherheit GL (T) is a high annual payout that is above the interest of two-year fixed-term deposits. The course should fluctuate as little as possible. To this end, the fund invests primarily in fixed-income securities with a high credit rating. Investments in bond funds, stocks and equity funds as well as precious metals and raw materials are also possible. However, no investments are made in agricultural commodities.
Demographic criteria are the essential basis for the selection of fixed-income investments and bond maturities, which currently make up around 60% of the fund's assets. The fund's equity quota is a maximum of 25%. Stock selection takes place on the basis of a multi-stage investment process. The first selection criterion is a country filter, which is based on a demographic model that has been tried and tested over many years. Economies with a large population between the ages of 20 and 40 are optimal for the equity portion of the fund, as these generally face a longer period of high performance on the equity markets.
Fixed income disruptions