AXA Global Healthcare has launched a 'foundation' cover level option to its international health insurance offering available to expats and travellers of all ages.
Described as a 'budget-friendly' option by AXA, it provides an 'essential' level of cover, including in-patient treatment, cancer treatment and emergency evacuation and repatriation. It can also work for those looking to supplement an existing local health plan, allowing customers to travel abroad to get treatment where needed.
With an overall policy limit of £100,000 ($160,000/€125,000) a year per person, it offers cover for:
- Hospital charges, including charges for psychiatric treatment (up to 100 days in a members' lifetime), accommodation and diagnostic tests
- Surgeon, anaesthetist and physician charges as an in-patient
- Cancer treatment, including radiotherapy and chemotherapy
- CT, MRI and PET scans; cover for emergency or medically necessary ambulance transport
- Emergency evacuation or repatriation
"Foundation has been launched as part of our product development programme, with the intention of complementing the existing four cover levels of our global health plan," said Kevin Melton, global head of sales and marketing for AXA Global Healthcare.
"We know that for some members, extensive cover, which supports most medical eventualities, isn't always required from day one. That's why we are introducing a more budget-friendly plan, offering essential cover while still providing day-and-night access to our global service team, a personal online account and our worldwide network of medical providers."
'Foundation' cover level joins 'standard', 'comprehensive', 'prestige' and 'prestige plus' options on AXA Global Healthcare's product suite.
Customers can also choose to add an optional upgrade to include cover for out-patient treatment, including a virtual doctor service. The upgrade includes:
- Up to £2,500/$4,000/€3,200 in total for: medical practitioner fees, psychiatric treatment, diagnostic tests and physiotherapy treatment
- Up to £100/$160/€125 for vaccinations and their administration
- Up to £300/$480/€380 for complementary practitioner fees (out of combined limit)
- Up to £100/$160/€125 for out-patient drugs and dressings
- Access to a virtual doctor service for consultations over the phone and via video conference
A version of this artile first appeared in COVER