Orient Insurance Co, a Dubai-based insurance company founded in 1982, is joining forces with Allianz Partners to offer a range of health insurance plans for the Dubai expat market, which is moving towards a compulsory health insurance model.
The plans are being underwritten and sold by Orient, and designed by Allianz Partners – the Dublin-based international health insurance arm of the Germany-based Allianz insurance group, which re-branded earlier this month from Allianz Worldwide Care. They are compliant with the Dubai Health Authority’s requirements, offer “worldwide cover” to plan members, and some of the plans are “specifically designed to suit the needs of expat individuals and families moving to or living in Dubai”, the companies said, in a statement unveiling the new range.
There are also a number of group plans being offered, which the companies say are designed to cater for start-ups and small- and medium-sized enterprises as well as larger organisations.
A so-called expatriate assistance programme, or EAP, is included as standard, the companies say, while those signed up to group plans enjoy access to travel security services and an employee assistance programme.
(The travel security services provide support to plan members “in the event of terrorist attacks, natural disasters or political unrest, as well as counselling and legal advice”, which, Allianz Partners and Orient say, can often prove useful to expatriate employees who find themselves in an unfamiliar culture and/or potentially dangerous environment.
Plan members who sign up to the “Core Plan” can opt for extras, such as Wellness and Optical plans, “as well as a new lower level Dental plan”.
The basics include coverage for day-to-day medical expenses “as well as emergency treatment anywhere in the world should the unexpected happen”.
Plan members can obtain both in-patient and out-patient treatments across the UAE “on a cashless basis”, and access to Dubai’s “best” hospitals, which they are able to select from a list of UAE facilities and practitioners, Orient and Allianz Partners say.
In addition to the usual international health insurance benefits, group clients also have access to Travel Security Services and an Employee Assistance Programme (EAP) which are included as standard in these new plans.
Omer Hassan Elamin, president of Orient Group (pictured above, right, with Allianz Partners’ chief executive of Europe, the Middle East and Africa, Ida Luka-Lognoné) said the tie-up between the two insurance companies enabled them to make the most of their complementary areas of expertise and strengths.
Luka-Lognoné, who is also a member of the Allianz Partners board, added that Allianz Partners and Orient Insurance believed there would be “plenty of interest” in their new range of insurance plans for expats, particularly with the addition of the assistance programmes and security services that “are becoming more and more necessary” in today’s world.
Orient Insurance Co is a subsidiary of the Al-Futtaim Group. Although based in Dubai, it operates in seven countries globally. It was originally known as the Arab Orient Insurance Co (PSC), changing its name to Orient Insurance PJSC in 2012.